Why Choose Captain
If your home is damaged in a natural disaster, you may be overwhelmed or uncertain what to do first. We can help. With Captain as your guide, your next steps are clear and the resources you need are readily available.
We refer you to a respected and vetted contractor
Your insurance claim is approved in minutes, your contractor is funded in 72 hours or less
Your contractor has the funds to begin your home repair or rebuild project right away
Your contractor is funded by Captain, we manage the relationship with your insurer on your behalf
We pay suppliers and subcontractors on your contractor’s behalf, so you have the best labor working on your home
Your contractor can complete your home repair project in 30 days
You have to do your own research or ask around for recommendations
Your insurer can take 30 days to process your claim and fund your home repair project
Your contractor has to wait on insurer approval or rely on credit or cash on-hand to begin your home repair project
If there are issues with your insurer, you must serve as a go-between for your contractor and incur out-of-pocket expenses
Rely on savings or high-interest home loans to make your deductible payment
Your contractor might have funding issues that make the most in-demand subcontractors reluctant to work on your home
Your contractor typically takes 180 days, maybe longer, to complete home repair projects
How Captain Protects Your Home From Foreclosure
Hiring the right home repair contractor after a natural disaster can affect everything from how quickly you can return to your home to whether or not your home is put in jeopardy of foreclosure.
When a contractor doesn’t have the funds to pay suppliers or subcontractors, those parties can place a lien on your home. Your home is then at-risk of entering foreclosure to cover your contractor’s debts.
Captain protects your home from foreclosure by:
- Connecting you with our network of respected, vetted home restoration contractors
- Paying the suppliers and subcontractors on behalf of your contractor
- Providing contracts and other legal documents that protect your contractor and you
Need an Adjuster? Schedule One Now For Free!
If you suspect your home has weather-related damage, Captain will send a licensed insurance adjuster to your home to conduct an inspection at no cost to you.
If you’re experincing long wait times through your insurer for a home inspection, we can help fast track your home repair process by getting a licensed adjuster to visit you sooner.
